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  • Leveraging X-factor Testing Techniques in Developing Mortality Assumptions for VM-20
    estimate assumptions that are based upon a combination of company experience, industry basic tables and prescribed ... additional margins be established if the actuary does not consider the prescribed margins to be adequate ...

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    • Authors: Ying Zhao, Jeffrey Lortie
    • Date: Mar 2018
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Reserves - Life Insurance
  • A Practical Approach to an Enhanced Premium Persistency Assumption
    A Practical Approach to an Enhanced Premium Persistency Assumption The authors explore a new ... Premium Persistency Assumption The authors explore a new approach to the premium persistency assumption ...

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    • Authors: Nick Komissarov, Ying Zhao
    • Date: Apr 2016
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Modeling Platform
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life; Modeling & Statistical Methods>Deterministic models